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CII Library | Article | Published 09-2013
PMI Technical News - September 2013State pension reform and the end of contracting-out
CII Library | Article | Published 04-2016
PMI Technical News - April 2016Single tier pension and contracting out
Technical articles | 23 Nov 2015
The waiting will soon be over - sort of. From 6 April next year, state retirement benefits will be streamlined under the banner of the single-tier pension and contracting-out will be no more. Of course, this being pensions, it was never going to be that easy and quite right too. The new sys...
CII Library | Article | Published 05-2014
PMI Technical News - May 2014The end of an era: DB pension scheme - closure of contracting-out
Technical articles | 02 Feb 2018
Pension simplification in 2006 and then pension freedoms in 2015 have changed the face of retirement so significantly that their impact on other areas such as divorce just can’t be ignored. We still technically have three options to deal with pensions in divorce settlements, offsetting, earmarkin...
Technical articles | 01 Dec 2006
Under the new Pensions Bill, for those reaching state pension age (SPA) after 5 April 2010, new contribution conditions will apply to benefit entitlement. The number of qualifying years for entitlement to a full basic state pension will fall to 30 for both men and women. The current require...
Technical articles | 01 Oct 2008
From 1 October 2008 all self-invested personal pensions (SIPPs) that obtain a contracting-out certificate will be able to hold protected-rights benefits. This change has resulted in many advisers recommending that clients should consider transferring their protected-rights benefits to a SIP...
Technical articles | 08 Jul 2014
The 2014 Budget grabbed the pension headlines, but arguably the Pensions Act will have a greater impact on more people's lives. The Act received Royal Assent on 14 May 2014 after an interminable journey through Parliament.
Technical articles | 01 Feb 2010
The Conservatives have published their ideas for taxation in their 'New Economic Model'. Their proposals in the paper include bringing forward to 2012 the change in state pension age to 66 for men; stopping tax credits to families with incomes over £50,000; capping public sector pensions ab...
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