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CII Library | Article | Published 06-2016
PMI Technical News - June 2016A picture of good health: the collection of health and lifestyle information for medically underwritten bulk annuities
01 Jun 2014
Urgent regulatory and government-led structural reform" is required to prevent millions of pensioners losing out when they buy annuities, according to the Financial Services Consumer Panel.
CII Library | Article | Published 08-2014
Since the UK announced an end to compulsory purchases of annuities, insurers have moved quickly to create new products with just the rigght level of optionality. Published in: Insurance risk, vol. 10 no. 7 (August 2014), pp 26-28
Technical articles | 12 Feb 2013
The ABI's new code of conduct on annuities is shortly to come into force, but will it provide the complete solution for the post-RDR consumer? Edward Murray investigates…
CII Library | Book | Published 06-2012
The first Variable Annuity products, offering a combination of attractive returns through equity exposure and guarantees, were launched in Europe in 2005. Although they were well received initially, making customers and distributors shift from well understood with-profit products to these new pro...
Technical articles | 01 Feb 2010
In 2008, more than 450,000 individual annuities were established in the UK using pension funds from one source or another. The total premium paid was £11.5 billion. The mean average purchase price of these annuities was £25,000 although interestingly 86% of funds were lower than £50,000.
Technical articles | 01 Jan 2010
The retirement choices available to clients have come a long way since the days of simply taking a tax-free lump sum and then buying an annuity with the remaining fund. As well as the option of purchasing a "conventional" annuity clients can now opt for unsecured pension, alternatively se...
Technical articles | 01 Sep 2008
Sales of enhanced annuities, including impaired cases, increased by more than 34% over the course of 2007, from £816m in 2006 to £1,095m. The trend of increasing sales has continued into 2008 with over £330m of enhanced or impaired annuities being sold in the three months to 30 June 2008, a...
Technical articles | 01 Jul 2008
The gap between level and RPI-linked annuities has widened. The top level annuity rate is 7.90%, while the best index-linked rate (from a different provider) is 4.76% as at mid-July 2008.
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