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CII Briefing: Financial Technology (FinTech)

Publication date:

27 June 2016

Last updated:

20 June 2018

A policy briefing reviewing emerging FinTech areas and anticipating opportunities and challenges for our sector.

The disruption of traditional financial models and structures caused by the integration of finance and technology is evident in the vast range of new innovative products and services now available to consumers and businesses. Embracing the FinTech sector has the potential to transform financial services, which if harnessed correctly could help rebuild wider consumer trust in the financial sector - as technology will provide financial services firms with new ways of offering products driven by user experience. However, the corollary to this is a threat to the public interest. Change on this scale presents a financial future with both considerable benefits and risks.

This policy briefing reviews a selection of emerging FinTech areas and anticipates some of the opportunities and challenges presented by this new FinTech landscape. 

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This document is believed to be accurate but is not intended as a basis of knowledge upon which advice can be given. Neither the author (personal or corporate), the CII group, local institute or Society, or any of the officers or employees of those organisations accept any responsibility for any loss occasioned to any person acting or refraining from action as a result of the data or opinions included in this material. Opinions expressed are those of the author or authors and not necessarily those of the CII group, local institutes, or Societies.

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