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My PFS - Technical news - 20/06/17

12 June 2017
Personal Finance Society news update from the 7th to 20th June 2017.    Read more »

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Members get access to a range of benefits, including quality CPD and discounts on CII exams.

The impact of the extended GAD tables »

From the date  that the changes to the capped drawdown GAD tables where announced in January it was unclear at what point they would need to be used from which caused a lot of confusion. A few days after the announcement that rates were to change, it was announced that these should be used from the 6th April. This raised even more questions given the GAD rates change on the 1st of the month so could cause some unfairness.

Dividend v salary v pension revisited »

In this third and concluding article in the series we look at more examples in the dividend v salary debate and then two final examples, involving a lump sum, which includes a pension.

Are you thinking about all of the risks? »

One of the first discussions many planners have with new clients will be one that focuses on their views about risk. In many cases, this discussion is based on investment risk i.e. a risk versus return discussion in which you, as a planner, look to understand what tolerance your client has for the amount by which their portfolio value can vary over time.

Recent additions to the CII library »

A list of recent book purchases by month, from May 2012 onwards. To view these and print collection, please visit the library catalogue. Most of these books can be borrowed by CII members, and a postal service is available. For further information, please contact the library at knowledge@cii.co.uk or call 0207 417 4406.

Insurance Institute of London

The Insurance Institute of London (IIL) aims to raise the levels of professional knowledge of those working in insurance in London and assists members in their career development and supports the role and work of the CII. Podcasts, videos and lecture notes from past IIL lectures are available on this site.


IIL lectures »

Policy and Public Affairs

The CII is committed to enhancing the reputation and standing of the insurance and financial services sector. To support this, Policy and Public Affairs produce material covering a wide range of subjects including UK and European regulation, industry developments, legislation and regular public affairs updates.


Policy research »