Cookies on the PFS website

By using and browsing the PFS website, you consent to cookies being used in accordance with our policy. If you do not consent, you are always free to disable cookies if your browser permits, although doing so may interfere with your use of some of our sites or services. Find out more »

Recently added to my basket
Sorry but there was an error adding this to your basket. Please try adding it again
Basket total
Your online repository of news, technical and market information
Learn more »


Protecting our pension ages

08 February 2016
Ten years on from simplification and there remain many individuals who can take benefits before they are 55.    Read more »

Not already a member?

Members get access to a range of benefits, including quality CPD and discounts on CII exams.

Settlor-interested trusts »

One of the questions that is frequently asked by clients of Technical Connection relates to the liability to tax of the settlor of a trust. Many questions appear to stem from a misunderstanding of the term "settlor". This month we seek to clarify some of the issues using a case study. It is particularly relevant toUKsettlors of offshore trusts.

ISAs revisited »

The approach of the tax year end has focused attention on ISAs with their ability to provide tax free returns in respect of both income tax and capital gains tax.  If an investment in an ISA falls short of the maximum ISA subscription for the tax year in question (£15,240 for 2015/16) then the unused subscription amount cannot be carried forward.  It follows that if an ISA is a suitable investment for a client, and other things being equal, subscriptions to an ISA should be maximised as far as possible each tax year.

The most dangerous decision? When to invest? »

The most dangerous decision? When do I invest? 

(RO2, AF4, CF2, FA7)

Recent additions to the CII library »

A list of recent book purchases by month, from May 2012 onwards. To view these and print collection, please visit the library catalogue. Most of these books can be borrowed by CII members, and a postal service is available. For further information, please contact the library at or call 0207 417 4415/3574.

Insurance Institute of London

The Insurance Institute of London (IIL) aims to raise the levels of professional knowledge of those working in insurance in London and assists members in their career development and supports the role and work of the CII. Podcasts, videos and lecture notes from past IIL lectures are available on this site.

IIL lectures »

Policy and Public Affairs

The CII is committed to enhancing the reputation and standing of the insurance and financial services sector. To support this, Policy and Public Affairs produce material covering a wide range of subjects including UK and European regulation, industry developments, legislation and regular public affairs updates.

Policy research »