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My PFS - Technical news - 12/05/2015

11 May 2015
A news update from the Personal Finance Society covering the period 22 April 2015 to 5 May 2015: taxation and trusts, investments and pensions.    Read more »

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The basic state pension, in more or less the form we recognise it today, was introduced in 1948, as part of the 1946 National Insurance Act. The age at which one could begin drawing down the state benefits was 65 years old for men and 62 years old for women (this disparity between the sexes only began to be closed in the Pension Act of 1997 - for simplicity we'll consider the male data, as that is the number that is being targeted by the government).

Some clarity on those new death benefit rules »

Nobody said it would be easy reads like the title of a pop star's lament. It can equally describe the business of trying to understand the new flexible pension rules that came into effect on 6 April 2015. The rules are mostly confined in their application to money purchase schemes.

Mortgage market review - May 2015 »

Mortgage market update for May 2015

Protection market review- May 2015 »

Protection market news update for May 2015

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