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Policy and Public Affairs

Financial capability: the public's perspective in the current economic climate »
A research report examining the public's views on financial capability against the backdrop of the ongoing credit crunch. The findings provide a valuable insight into public attitudes towards financial security, financial advice and confidence in the banking system. Published 2008.
Money's too tight to mention: will the IPOD generation ever trust financial services? »
A major research project examining the financial issues and habits of adults aged 18-34. With limited savings, high debts and low levels of financial capability, the "IPOD" generation (Insecure, Pressurised, Over-taxed and Debt-ridden) could be at the highest risk in any upcoming economic downturn. Published 2008.
Policy briefing: Party conference season 2008 »
This briefing provides relevant information from this year's party conference season including the key note speeches and a look at what was talked about in the numerous fringe meetings.
Policy briefing: Budget 2008 »
The current chancellor's first Budget came as no major surprise to most sectors. The following points are especially relevant to the financial services and insurance industry:Reforms to financial services taxation: measures include insurance taxation, Islamic finance, the Thoresen review and the upcoming financial capability action plan.
Policy briefing: FSA business plan 2008 »
The FSA published on 6 February its 2008 Business Plan which sets out its priorities for the coming year and attempts to address the risks highlighted in its recent Financial Risk Outlook. The document details the FSA's plans regarding heightened supervisory oversight in areas such as firms' liquidity.
FSA Financial Risk Outlook 2008 »
The FSA published on 29 January its 2008 Financial Risk Outlook describing the issues which, in its view, pose a risk to the market. After a summary of the UK and global economic climate, it discusses the priority risks, and examines other sector-specific risks. This study is part of an annual process which feeds into the regulator's business plan expected on 5 February ...
Insurance and climate change »
This paper examines climate change mitigation and adaptation from an insurance industry perspective, with particular reference to London and the USA.