Careful financial planning can help you achieve the important goals in life and help you cope if things don't quite go to plan.

Work out the best way to generate an income after you retire and get help managing your money in retirement.

Understand the financial consequences of ill health or the premature death of a family member and insure against it.

Review and prioritise your borrowing to reduce the cost of repayments and start you on the road to becoming debt free.

Savings can help you achieve important goals, such as buying a home. They can also provide a safety net if things go wrong.

Search and compare features, costs and the potential returns from financial products to get the best value when you buy.