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Personal Finance Society
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Technical articles | 01 Jan 2008
Responding to the needs of the market
Technical articles | 01 Dec 2007
The floods in summer 2007 have once again raised the issue of how society should deal with flooding risks. The insurance industry in the UK no longer offers cheap insurance cover on new houses in flood hazard areas. For many years this had enabled people to get mortgages and encouraged spec...
Technical articles | 01 Jun 2007
Offset and current account mortgages
Technical articles | 01 May 2006
If we needed a single reason to justify the creation of the Society of Mortgage Professionals, and with it a more professional approach to mortgage advice, we could do a lot worse than look at the October 2005 issue of the consumer magazine Which? Undercover researchers travelled more than ...
Technical articles | 01 Nov 2005
Peter Hales is using his Presidency of the CII to reinvigorate its commitment to life and pensions.  He tells Kevin Pratt that the Institute has much to offer this side of the industry.  The financial services industry has always been a broad parish.  Firms deal variously in ...
News items | 01 Jul 2005
Advisers who include lifetime mortgages within their portfolio need to carefully consider the FSA requirements for holding the appropriate qualification. Lifetime mortgages, which will cover both equity release and home reversion plans, have been categorised as 'higher risk' by the FSA and there ...
Technical articles | 01 Apr 2005
As far as lifetime mortgages and equity release is concerned, a weighty argument can be made to say that the FSA has not created a sufficiently onerous regime, writes Richard Fox ...
Technical articles | 01 Mar 2005
Supervisors play a key role in financial services companies.  Ian Patterson explores how they have been affected by recent events in the regulatory arena.  By any standards, the last six months has seen dramatic changes in the regulatory world.  Take a short breath to conside...
Technical articles | 01 Feb 2005
Society of Mortgage Professionals' chief executive Richard Fox, has issued a warning to all advisers that they need to gain a suitable lifetime mortgages and equity release qualification.
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