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Learning Index

Trusts and the insolvency of trustees and beneficiaries

13 August 2019
What happens if a trustee becomes insolvent?

Mixed messages from the markets

13 August 2019
A closer inspection of international economic markets.

Mr Market turns 70

16 July 2019
“Mr Market” is one of the best analogies in finance. He was born in 1949, in The Intelligent Investor, by Benjamin Graham. Seventy years on, ...

Does HMRC’s lack of Appeal in the Hymanson case provide any relief for other taxpayers?

02 July 2019
Hymanson V HMRC was a First-tier Tribunal (FTT) case concerning the loss of Mr Hymanson’s £1.8m lifetime allowance fixed protection after fa ...

The principle private residence and relief from capital gains tax

02 July 2019
Examples of reliefs in capital gains tax (CGT).

A different perspective on markets – why the FTSE 100 isn’t the UK economy »
The FTSE 100 is frequently thought of as the UK’s premier equity index. Put simply, it isn’t. As much as 80% of its total sales are made outside of the UK.
The correct use of deeds of variation »
For whatever reason, at Technical Connection we have recently had a surprisingly large number of enquiries concerning two particular issues, both related to a situation where matters were not as they should have been after the death of a person.
The Tapered Annual Allowance three years on »
It is just over three years since the introduction of the tapered annual allowance and this complex set of rules continues to cause confusion and controversy. The impact has perhaps been felt most by those in defined benefit schemes with the NHS scheme providing a focal point for the apparent unfairness the rules can produce. 
A reminder of some basic Capital Gains Tax planning opportunities »
This article focuses on some of the more basic, but not to be forgotten, capital gains tax (CGT) planning opportunities available to clients. The outcome of Brexit negotiations may concentrate clients’ minds in this area.
Trusts and protecting assets on divorce from creditors - part II »
This month we conclude our consideration of recent cases on how trust assets may be treated in divorce proceedings. We will also mention a very recent interesting decision on using trusts in tax planning and to avoid creditors.
We’ve taken the CRP and improved it »
In the world of financial advice, there’s much love in the air for Centralised Retirement Propositions (CRPs).
Retirement Income – why clients need a better solution »
Pensions Freedoms have led to a fall in the number of retirees opting for an annuity – with clients instead favouring drawdown. A client specific retirement plan is therefore a necessity, not a luxury, in order to manage this seismic shift in retirement. Understanding how to manage investments in retirement has become an increasingly important challenge and advisers are very much at the forefront of this shift in client needs.
How the tapered annual allowance impacts on carry forward »
The end of the tax year is fast approaching, and advisers are frantically calculating carry forward allowances and how the tapered annual allowance impacts on carry forward.
Just say no to negative real yields »
Her Majesty’s government has a special deal right now. Give the Treasury £100 and in 30 years’ time you will receive £64.36 back, allowing for inflation. Investors can’t get enough of it.
Pension scheme newsletter 105 »
The newsletter in November 2018 raised an important issue that may be simple for those that work in the pensions profession by is complex and confusing for consumers. More worryingly it appears that there are issue with some payroll departments who are processing pension payments and passing them to providers.
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