Cookies on the PFS website

By using and browsing the PFS website, you consent to cookies being used in accordance with our policy. If you do not consent, you are always free to disable cookies if your browser permits, although doing so may interfere with your use of some of our sites or services. Find out more »

Personal Finance Society
Recently added to my basket
Sorry but there was an error adding this to your basket. Please try adding it again

Technical articles

Safeguarding shareholder values »
Business interruption insurance has moved into new areas of opportunity, as Andrew Newman discovered
Issues of the age »
A growing elderly population throughout the world requires insurers to come up with fresh ideas, says Stephen Womack
Networks herald opportunity »
Opportunities undreamed of are being opened up by technology through networking, as John Sanders discovered
Change or die »
Rising to the challenge of change is at the heart of the newly-formed International Underwriters Association of London - now four months old - as John Jackson discovered.
Risk management as a business need »
There is a need for more companies to take responsibility for risk management in engineering, says Allison Carvalho.
Where age is no barrier »
In one broking firm, maturity is seen as a positive advantage, as Eleanor Stanley discovered
Keeping a roof over your head »
Struggling to pay the mortgage and ultimately losing your home is one of the worst things that can happen to a family. Yet the majority of homebuyers do not protect themselves by insuring their mortgage bills against being unable to work through sickness or accident, or against becoming unemployed. The statistics are frightening.
Outplacement - is it working? »
Mergers and the drive for efficiency has meant that jobs in the insurance industry are no longer secure. However, there can be positive aspects to redundancy, as Jenny Harris outlines.
Spinning a line »
They say there's no such thing as bad publicity - but 'they' don't work in the insurance business. When did you last see a positive story about the industry? So is it time to consult the spin doctors? asks Kevin Pratt
Opening up the debate »
The Treasury is making its presence felt in the pensions' market, as Chris Wheal discovers
A new approach to healthcare »
Integrated healthcare has been imported into the UK from the US. But is it necessary? Rachel Gordon reports.
Keeping up the standards »
Insurance and financial services companies are turning to Investors in People to enhance their business potential, says Ruth Spellman
Flexibility is jobs key »
There is increasing scope for better qualified people in a competitive jobs market, says Michael Delahoyde
The Data Protection Act 1998 »
Did you know that we have a new Data Protection Act, replacing the previous one of 1984?  You didn't?  Well, join the many others who don't.  In among the welter of other employment legislation, this little gem seems to have slipped in unnoticed, yet it has many implications for everyone.  The Data Protection Act is the UK's interpretation of the EU Directive 95/46/EEC on data protection and became law last year...
Professionalism at Lloyd's »
An emphasis on improving competence and encouraging investment in people is not new to Lloyd's. Over the last decade, Lloyd's has indtroduced a number of initiatives, including the Lloyd's Introductory Test (a basic test of the principles and practice of placing insurance business at Lloyd's), and its requirements in 1989 for underwriters to hold the Lloyd's Market Certificate and the Associateship by 1993 - the first insurance organisation to do so.