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Personal Finance Society
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Qualification
The level 3 Certificate in Equity Release meets the FCA’s requirement for mortgage advisers and those advising on equity release schemes. In addition to developing advisory skills, the Certificate offers an understanding of equity release regulation, products, market practice, and customer needs.  
Fact files | 31 Jan 2017
Regulation of the conduct of business in mortgage selling is the responsibility of the Financial Conduct Authority (FCA). The Prudential Regulatory Authority (PRA) is responsible for the prudent operation of the financial system through regulation of all deposit-taking institutions, insurer...
CII Library | Book | Published 06-2017
Looseleaf last updated June 2017. Contains: Mortgage conduct of business requirements and commentary Insurance conduct of business requirements and commentary
Research | 14 Nov 2012
In October 2012, the Financial Services Authority (FSA) published its final rules to reform mortgage market regulation. This CII briefing summarises the key features of the new rules and their implications.
CII Library | Book | Published 2013
Retail mortgage lending - lending secured by a first or subsequent legal charge on residential property - is of great social and economic importance. Such lending underpinned the growth in home ownership in the post-war years and now additionally supports the buy-to-let market and a substantial a...
Technical articles | 01 Nov 2010
The Financial Services Authority published its latest consultation paper CP10/28 in its ongoing Mortgage Market Review (MMR), a review of various aspects of residential mortgages regulation. It is now looking at distribution issues: - introduce an appropriateness test for all mortgages...
News items | 05 Apr 2016
Mortgage market update for April 2016
News items | 08 Mar 2016
Mortgage market update for March 2016
News items | 15 Feb 2016
Mortgage market update for February 2016
 
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