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Personal Finance Society
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Technical articles | 01 Aug 2007
In the second and final part of his article on the value of historical analysis in portfolio construction, Ken Robertson discusses the consistency of returns over various timescales.  In Part One of this analysis (entitled Expectations, Realism and Patience,  A Retrospective Look ...
Technical articles | 01 Jul 2007
In response to the rise in short-dated gilt yields, National Savings & Investments has increased returns on its fixed-rate products. The five-year fixed-interest savings certificate (86th issue) now pays 3.85%, equivalent to 6.42% for a higher-rate taxpayer. The direct ISA now offers a ...
Technical articles | 01 Jul 2007
HMRC has issued draft proposals for raising the reporting limits of chargeable lifetime transfers and exempting trusts from delivering accounts for chargeable events on which no tax arises. Discounted gifts schemes arranged after 5 April 2007 with gross investments of up to £210,000 would n...
Technical articles | 01 Jun 2007
John Ellis has been involved with financial services regulation since his time in the Department of Trade and Industry in the 1980s.  On the eve of his retirement as CII director of public affairs, he tells Kevin Pratt about more than two decades of change.  John Ellis began worki...
Technical articles | 01 Jun 2007
In the first of a two-part article, Ken Robertson argues that past performance can teach us valuable lessons about structuring and managing an investment portfolio.  This article looks at investment returns from 11 standard asset classes over the past seventeen years.  It provides...
Technical articles | 01 Jun 2007
The FSA has published an insurance sector briefing on with-profits policies:
Technical articles | 01 Jun 2007
The offshore property investment company sector has fallen out of favour over the past year. Trusts from Standard Life, F&C and Invista (formerly Insight) are standing at discounts of between 9% and 18%.
Technical articles | 01 May 2007
After months of rumour, HMRC has announced how it intends to handle people wanting to come clean on offshore accounts. The main concession is a limit on the penalty that will be applied to 10% of the outstanding tax. Outside the "amnesty", there is a somewhat theoretical maximum penalty of ...
Technical articles | 01 Apr 2007
Financial Solutions presents an analysis of the Budget, with particular emphasis on the implications for those providing financial advice.  This article covers the main changes of relevance to the financial services industry and financial advisers, including; Personal taxes; Corporatio...

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