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Personal Finance Society
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News items | 01 Dec 2010
Regulatory News December 2010
Technical articles | 01 Nov 2010
The Financial Services Authority published its latest consultation paper CP10/28 in its ongoing Mortgage Market Review (MMR), a review of various aspects of residential mortgages regulation. It is now looking at distribution issues: - introduce an appropriateness test for all mortgages...
News items | 01 Oct 2010
Regulatory News October 2010
Technical articles | 01 Jan 2010
There is a clear need to improve public trust and confidence in the mortgage market, and this links directly to our Charter remit. The FSA's Mortgage Market Review could go a long way towards bringing this about. While other post-Turner Review regulatory measures such as those related to pr...
Technical articles | 01 Nov 2008
Few people could have anticipated that a problem first identified as an American issue involving sub-prime mortgages would very quickly escalate into a worldwide economic incident that could perhaps be the most significant economic incident ever.
Technical articles | 01 Jun 2008
A mortgage is a special kind of loan, typically taken out to buy a home.  It can be for any length of time agreed between the borrower and the lender.  The loan is usually based on: how much the borrower can afford to borrow; the value of the property.  The main 'lenders' are...
Technical articles | 01 Jun 2008
Financial services is an industry that encompasses a wide range of activities related to personal and commerical finance.  However, this guide concentrates on certain activities that interface directly with the public: life assurance, health insurance, investment products, pensions and...
Technical articles | 01 Mar 2008
Harvey Jones looks at efforts to bring the benefits of critical illness cover to a wider audience.  Advisers probably don't need reminding that protection is the least sexy of all, but also one of the most essential.  Mortgages and investments have traditionally had more client ap...
Technical articles | 01 Jan 2008
Responding to the needs of the market
 

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