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Personal Finance Society
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Technical articles | 01 Jun 2008
Insurance is there to help the unfortunate few who find themselves the victim of a loss or an accident.  Insurance is carried on all over the world.  It is a multimillion-pound business and very complex.  This brief guide is an introduction to insurance and avoids the more co...
Technical articles | 01 Jun 2008
A contract of life assurance (known as a life assurance 'policy') is designed to provide financial protection by paying out a lump sum or an income in the event of death.  It can also provide a way to save for the future, with some policies paying out on surival to the end of an agreed...
Technical articles | 01 Jun 2008
A pension is a long-term method of saving for retirement - to ensure that you have enough income in retirement to enjoy a comfortable lifestyle.  Pension schemes can be: set up by employers for the benefit of their employees (occupational schemes); set up on an individual basis.  ...
Technical articles | 01 Jun 2008
Death is not the only event that can trigger financial hardship, as any disability caused by illness or injury could also bring financial problems.  The risk of being off work due to sickness is in fact much greater than the risk of death.  You only die once, but you can be off wo...
 
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