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Personal Finance Society
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Technical articles

Compensation for accidents and illness - fault or no-fault? »
This is a much abbreviated version of the paper Industrial injuries and employers' liability: a search for the cure which won the 1998 Morgan Owen medal...
Brokers facing the crossroads »
Can insurance brokers survive in a world of multi-distribution channels asks Rachel Gordon?
The changing face of personal lines insurance »
The past few years have seen dramatic changes in the market for non-life personal lines, and the next few years are set to produce more of the same...
IFAs must grasp the technology nettle »
Technology is spreading throughout the financial services sector, says John Sanders, but some are finding it harder to adjust than others.
The melanoma epidemic »
If mentioned at all, melanomas are rarely covered objectively or in any significant detail...
Going into orbit? »
Launching a satellite is a perilous business - which means the insurance industry has an important role to play.  But the large number of underwriters competing for a slice of the action is causing its own problems, says Kevin Pratt.  Look into the sky on those rare nights when cloud, smog or light pollution are not obscuring your vision, and your patience will eventually be rewarded with a glimpse of a satellite tracking across the heavens....
Borderline business »
John Hancock review the reality of the European open market for cross-border insurance services.  One major advantage of European Union (EU) membership cited by its proponents is the elimination of commerce.  The idea of the single market is that product and service providers can gain, within Europe, benefits of scale that US companies regard as normal...
Safeguarding shareholder values »
Business interruption insurance has moved into new areas of opportunity, as Andrew Newman discovered
Issues of the age »
A growing elderly population throughout the world requires insurers to come up with fresh ideas, says Stephen Womack
Networks herald opportunity »
Opportunities undreamed of are being opened up by technology through networking, as John Sanders discovered
Change or die »
Rising to the challenge of change is at the heart of the newly-formed International Underwriters Association of London - now four months old - as John Jackson discovered.
Risk management as a business need »
There is a need for more companies to take responsibility for risk management in engineering, says Allison Carvalho.
Where age is no barrier »
In one broking firm, maturity is seen as a positive advantage, as Eleanor Stanley discovered
Keeping a roof over your head »
Struggling to pay the mortgage and ultimately losing your home is one of the worst things that can happen to a family. Yet the majority of homebuyers do not protect themselves by insuring their mortgage bills against being unable to work through sickness or accident, or against becoming unemployed. The statistics are frightening.
Outplacement - is it working? »
Mergers and the drive for efficiency has meant that jobs in the insurance industry are no longer secure. However, there can be positive aspects to redundancy, as Jenny Harris outlines.

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