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Policy and Public Affairs

Pensions freedoms: the first three months »
The Chancellor's pension flexibilities came into force in April 2015, and the first three months have passed, revealing some issues about product availability, encashment rates, and access to professional advice.
CII Public Affairs Update Issue 3 2015 »
The CII's Public Affairs updates contain news from Westminster and Whitehall, Europe and the regulator. This issue covers the Queen's Speech, ministerial appointments and the FCA's review of premium finance in GI.     Click to read the latest issue
Problem gambling in your workplace: is this a risk you can ignore? »
EPIC, the problem gambling consultancy, considers the issue of pathological gambling in the workplace, especially in senior decision-making positions.
Professional advisers should not fear the pension reforms »
Pensions expert (now Pensions Minister) Dr Ros Altmann discusses the opportunity the pension reforms present to the advice sector be able to demonstrate, to consumers, the value of financial advice. The freedoms were designed to ensure all pension savers, whether their funds are large or small, have the same freedoms and flexibility. But the new rules do mean there are new risks that pension savers will need to understand and consider. 
General Election 2015 »
This year's General Election is the most keenly contested in a generation, with host of outcomes still possible. The CII has produced a number of election related publications for members ahead of vote on 7 May.
CII briefing: General Election 2015 »
This CII briefing provides an overview of the various party manifestos ahead of the General Election on 7 May.
Chancellor's pension reforms launched »
Following preparation since the announcement in Budget 2014, the Government's personal pensions tax freedoms and related reforms came into force on 6 April 2015.
CII skills manifesto 2015 »
Ahead of May's General Election, the CII has identified five policy issues that an incoming government will need to tackle if the UK is to develop and maintain the skills base required to compete on the global stage.
The wisdom of crowds? »
We asked a number of individuals and bodies covering a spectrum of opinion within and outside financial services, to set out their hopes and fears for the forthcoming General Election.
CII Public Affairs Update Issue 2 2015 »
The CII's Public Affairs updates contain news from Westminster and Whitehall, Europe and the regulator. This issue covers the Senior Insurance Managers Regime, the FCA's Business Plan, proposals on GI-add ons, MIFID and Solvency II latest.    View the attached article »
Farnish Review of the Money Advice Service (MAS) »
On 20 March, HM Treasury published the independent review by Christine Farnish into the Money Advice Service (MAS). The report made recommendations across the MAS's two arms: coordinating debt advice; and money advice/education.
Changes to Corporate Chartered status explained »
As the Chartered Insurance Institute confirms changes to its Corporate Chartered titles , for both financial services and general insurance, Ant Gould talks to Steve Jenkins, the CII's director, financial services and insurance markets, about the reasons for the changes, the review process and what the key changes are.
CII briefing: FCA business plan 2015 »
The CII's summary of this year's FCA business plan and risk outlook.
Homemade pensions: what do the pension freedoms mean for property equity? »
Nick Hurman looks at what the retirement freedoms will mean the way retirees deal with their housing finances. How are retirees considering their housing equity as part of their retirement pot? And will housing equity and debt form an integral part of the stock of capital they seek to decumulate?
CII briefing: Budget 2015 »
A briefing for members on the last Budget before the 2015 General Election.

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