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Policy and Public Affairs

HM Treasury consultation: public financial guidance »
The CII believes that unregulated public financial guidance, as the backbone of the Government's national financial capability strategy, can provide meaningful help to consumers at various stages in their lives. We think that the Government, through designated public bodies, should play a coordinating role.
CII Public Affairs Update Issue 6 2015 »
The CII's Public Affairs updates contain news from Westminster and Whitehall, Europe and the regulator. This issue covers a changes to SIMR and the SM&CR, the Spending Review and Big Data in General Insurance.           View the Public Affairs Update »
Autumn statement 2015 »
This summary has been prepared very rapidly by Taxbriefs and is for general information only. It is recommended to seek competent professional advice before taking or refraining from taking action on the basis of the contents of this publication. The guide represents the authors understanding of the law and HM Revenue & Customs practice as at 25 November 2015, which are subject to change. Quick links Highlights » Economic background » Capital taxes » Savings and pensions » Personal taxation » Business taxes » Welfare » Tax administration and simplification » Tax avoidance, evasion and compliance » Main income tax allowances and rates » Income tax rates and bands » National Insurance Contributions »
Pensions Act 2014 - the single tier pension »
The waiting will soon be over - sort of. From 6 April next year, state retirement benefits will be streamlined under the banner of the single-tier pension and contracting-out will be no more. Of course, this being pensions, it was never going to be that easy and quite right too. The new system will be relatively straightforward, but the devil is in the transition.
The Paris climate change conference: what does it mean for insurance? »
Climate change has important implications for us as insurers and individuals. The world summit in Paris on climate change in December 2015, known as COP21, therefore merits our attention.
Pensions tax relief: time for a TEE-brake »
The current tax treatment of pension saving - known as Exempt, Exempt, Taxed (EET) - has many attractive features and we should be cautious of radically overhauling it without good reason.
CII briefing: Financial Advice Market Review »
A briefing on the HM Treasury and FCA's Financial Advice Market Review.
CII Public Affairs Update Issue 5 2015 »
The CII's Public Affairs updates contain news from Westminster and Whitehall, Europe and the regulator. This issue covers a number of announcements by the PRA and FCA, whistleblowing rules and a wrap up of the political party conference season.  
Pension freedoms: the unfolding picture at six months »
The Chancellor's pension flexibilities came into force in April 2015, and the first six months have passed, revealing some issues about product availability, encashment rates, and access to professional advice.
FCA call for evidence on mortgage sector competition »
On 7 October 2015, the FCA published a Call for Inputs on competition in the mortgage market, providing an opportunity for those with an interest in the sector to help identify, in particular, potential areas where competition in the interests of consumers may not be working well and could be improved (or conversely if competition is working well).
Big data and insurance: a conversation »
A report, in the form of a conversation, considers the impact of big data might have on the relationship between insurers and consumers.
HM Treasury/FCA launch the financial advice market review »
On 3 August, the Treasury and FCA announced that they will be undertaking "a major new review looking at how financial advice could work better for consumers"
Flexible working: a CII guide »
The CII's employer guide to making the most of flexible working. 
FCA discussion paper on consumer communications »
In July 2015, the FCA published a discussion paper exploring smarter approaches to consumer communications. The regulator acknowledges that many firms are trying to comply with expectations around transparency and information, but sets out several areas where improvement is necessary.
CII Public Affairs Update Issue 4 2015 »
The CII's Public Affairs updates contain news from Westminster and Whitehall, Europe and the regulator. This issue covers the Budget, a number of thematic reviews and the announcement of the Financial Advice Market Review.    Click to read the latest issue  

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