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Policy and Public Affairs

The Paris climate change conference: what does it mean for insurance? »
Climate change has important implications for us as insurers and individuals. The world summit in Paris on climate change in December 2015, known as COP21, therefore merits our attention.
Pensions tax relief: time for a TEE-brake »
The current tax treatment of pension saving - known as Exempt, Exempt, Taxed (EET) - has many attractive features and we should be cautious of radically overhauling it without good reason.
CII briefing: Financial Advice Market Review »
A briefing on the HM Treasury and FCA's Financial Advice Market Review.
CII Public Affairs Update Issue 5 2015 »
The CII's Public Affairs updates contain news from Westminster and Whitehall, Europe and the regulator. This issue covers a number of announcements by the PRA and FCA, whistleblowing rules and a wrap up of the political party conference season.  
Pension freedoms: the unfolding picture at six months »
The Chancellor's pension flexibilities came into force in April 2015, and the first six months have passed, revealing some issues about product availability, encashment rates, and access to professional advice.
FCA call for evidence on mortgage sector competition »
On 7 October 2015, the FCA published a Call for Inputs on competition in the mortgage market, providing an opportunity for those with an interest in the sector to help identify, in particular, potential areas where competition in the interests of consumers may not be working well and could be improved (or conversely if competition is working well).
Big data and insurance: a conversation »
A report, in the form of a conversation, considers the impact of big data might have on the relationship between insurers and consumers.
HM Treasury/FCA launch the financial advice market review »
On 3 August, the Treasury and FCA announced that they will be undertaking "a major new review looking at how financial advice could work better for consumers"
Flexible working: a CII guide »
The CII's employer guide to making the most of flexible working. 
FCA discussion paper on consumer communications »
In July 2015, the FCA published a discussion paper exploring smarter approaches to consumer communications. The regulator acknowledges that many firms are trying to comply with expectations around transparency and information, but sets out several areas where improvement is necessary.
CII Public Affairs Update Issue 4 2015 »
The CII's Public Affairs updates contain news from Westminster and Whitehall, Europe and the regulator. This issue covers the Budget, a number of thematic reviews and the announcement of the Financial Advice Market Review.    Click to read the latest issue  
Thinkpiece 118 - The road to autonomy: driverless cars and the implications for insurance »
In this Thinkpiece, Andrew Miller, Chief Technical Officer at Thatcham Research, considers driverless cars and the implications for insurance.
Insurance Distribution Directive (IDD) and MiFID-2 implementation »
The Insurance Distribution Directive (IDD) that is to replace the Insurance Mediation Directive is nearing completion in the EU legislative process, with an agreement between the Presidency, Parliament and Council of Ministers reached on 1 July.
FCA thematic review of mortgage advice and distribution »
In July 2015, the FCA published the results of a thematic investigation into the implementation of the advice and distribution provisions in its Mortgage Market Review.
CII briefing: Summer Budget 2015 »
A briefing on George Osborne's first Budget since the General Election.

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