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Policy and Public Affairs

Freedom & choice in pensions: HM Treasury response and FCA consultation »
Following its consultation on the Budget 2014 pension reforms, HM Treasury has now set out its response on various aspects, particularly the guaranteed guidance. Additionally, the Financial Conduct Authority (FCA) has published a consultation going into more detail on implementation.
FCA thematic review on price comparison websites »
The FCA has conducted a major thematic review into Price Comparison Websites (PCWs) for private motor, home and travel insurance. This assesses their effectiveness in achieving fair outcomes for consumers buying these policies.  
Money Advice Service consultation on adviser directories »
The CII (which includes the Personal Finance Society) agrees that the process of referring customers to regulated financial advice needs to be improved, but disagrees that the Money Advice Service should create a single adviser directory.
Mortgage and Housing Market Update »
An update on the latest developments in the mortgage and housing market.
CII response to HM Treasury retirement consultation »
The CII group response to the Chancellor's pension reforms announced in Budget 2014. Our submission focuses on the "guidance guarantee" emphasising the need for standards in this area to protect the public.
Risk returns: Political risk for the financial sector »
Cicero, in association with the Chartered Insurance Institute, has produced a report examining the big political trends facing the financial sector ahead of the next General Election.
CII Public Affairs Update June 2014 edition »
The CII's Public Affairs Updates contain news from Westminster and Whitehall, Europe and the regulator. This edition covers FCA thematic reviews, The Queen's Speech and PRA consultations. 
Regulatory radar May/June »
The world of regulation and legislation is ever changing,so to help keep you up to date with developments, our Regulatory Radar covers the latest news from regulators and legislators, both in the UK and Europe.
CII briefing: Queen's Speech 2014 »
The Queen's Speech 2014 set out the government's proposed legislative programme for the year in the run up to the next General Election - covering 11 new pieces of legislation. Ministers are calling this a "pro-work, pro-business and pro-aspiration" programme. Key areas of reform include pensions, criminal justice, corruption in politics, and energy. This briefing by the CII covers the main points of interest for insurance and financial services.
FCA Thematic review on commercial insurance intermediaries and conflicts of interest »
The FCA published the results of thematic research assessing whether insurance intermediaries serving SMEs can effectively identify and mitigate conflicts of interest.
Banking Standards (Lambert) Review - final report »
Sir Richard Lambert's review of standards in banking. The review's aim was to generate proposals to improve professional standards across the banking industry. This briefing covers the main points of the review.
CII Public Affairs Update May 2014 edition »
The CII's Public Affairs Updates contain news from Westminster and Whitehall, Europe and the regulator. This edition covers FCA thematic reviews, MiFID II and FCA guidance following the Budget pension reforms.
Anti-avoidance and the 2014 Budget »
This article looks at the main anti-avoidance provisions of direct or indirect relevance to financial planners which were announced in the 2014 Budget.
Green shoots for all »
With signs that the British economy may be turning a corner, the CII surveyed members to ask how they see the year ahead, reports Daniel Pedley.   View the full article here »
CII Public Affairs Update April 2014 edition »
The CII's Public Affairs Updates contain news from Westminster and Whitehall, Europe and the regulator. This edition covers the Budget, pension changes and the FCA's Risk Outlook.

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