Cookies on the PFS website

By using and browsing the PFS website, you consent to cookies being used in accordance with our policy. If you do not consent, you are always free to disable cookies if your browser permits, although doing so may interfere with your use of some of our sites or services. Find out more »

Personal Finance Society
Recently added to my basket
 
Sorry but there was an error adding this to your basket. Please try adding it again
 

Watch sessions from the Q4 2014 regional conferences online now

If you missed the chance to attend the Q4 2014 regional conferences, or you wish to go back over what you heard on the day, then please use the links below to watch the recordings of the sessions.

For more information on regional conferences, including upcoming events and past recordings, please go to:

Regional Conferences »

Structured Products and Behavioural Economics - How Structured Products can be Used in Financial Planning to Help Investors and Advisers Meet Their Objectives

Learning Objectives: be able to:-

  • Understand how the main features of structured products work
  • Understand the investment risks involved
  • Understand the circumstances in which these products have a valid place in investors' portfolio.
Play video »


Global Outlook - Local Opportunities

Learning objectives: be able to:-

  • Analyse the state of the global economy
  • Understand how markets have been influenced by quantitative easing and other extraordinary measures since the financial crisis began
  • Interpret how economies and markets are likely to react as stimulus is gradually withdrawn
  • Consider investment strategies which have the potential to generate attractive returns for investors in the current environment
Play video »


Freedom and Choice - Are You Ready to Help Your Clients Solve the Pension Puzzle?

Learning Objectives: be able to:-

  • Describe the importance to clients of a viable annuity market
  • Assess the value of guaranteed lifetime income
  • Understand the relevance and importance of benchmarking when assessing appropriate retirement income solutions
  • Evaluate the risk of running out of income or capital too soon
Play video »


The Changing Face of Savings

Learning objectives: be able to:-

  • Understand key consumer behavioural trends in regards to savings over the last few years, including current attitudes to saving 'At Retirement' and for 'Later Life'
  • Consider how this research can help inform the relationships you have with your clients and their financial planning needs
  • Understand how NS&I is changing, especially its plans to improve its service to you and your clients, and to give you the opportunity to provide input to these plans
  • Prepare yourself and your colleagues for the upcoming launch of special edition bonds for 'over 65s' and the further increase in the Premium Bond maximum limit to £50,000
Play video »


Managing Current and Emerging Risks in Multi-Asset Portfolios

Learning objectives: be able to:-

  • Identify the risks that should be given due consideration for 2015
  • Understand the variety of tools available to multi-asset fund managers to manage risk, and when they should be used
  • Understand the role of different investment vehicles to manage risk
Play video »


Financial Planning with Offshore Investment Bonds - A Case Study

Learning objectives:

  • An understanding of the recent Government disclosure initiatives on overseas tax avoidance.
  • A knowledge of how Offshore Bonds are taxed - with particular reference to
    • the recent changes on time apportionment relief
    • the recent changes on deficiency relief and
    • the interaction with the remittance basis
  • Using Offshore Bonds in financial planning for a family with particular reference to
    • tax sheltering for higher rate and additional rate taxpayers
    • using 5% allowances to benefit children
    • minimising tax by assignment, both to other individuals, into trusts and out of trusts
    • effective use of the savings rate band
    • using trusts to help finance student children/grandchildren
  • Planning considerations for non-domiciled persons for both
    • income tax
    • inheritance tax
  • Planning considerations where one spouse is UK resident and the other non-domiciled
  • Using Offshore Bonds and trusts in IHT planning
Play video »