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News

Southeast building plans pose threat »
PLANS to build up to 300,000 homes in south-east England could increase flood claims by 5% nationally and by 75% in the areas where the homes are being built, according to the Association of British Insurers. The ABI warns that building homes in these areas may cause claims to jump by £55m a year. So for losses as a result of floods to increase, flooding in the UK would not need to become more likely.
London still has four goals to meet »
MIKE PULFER, manager of the CII's London Market Faculty, looks at the faculty's progress as it approaches its first birthday (September 2005).
Drive for change (London Market 2005) »
A special report by Insurance Day on the changes in the London Market in 2005.
You , the FSA, and lifetime mortgages »
Advisers who include lifetime mortgages within their portfolio need to carefully consider the FSA requirements for holding the appropriate qualification. Lifetime mortgages, which will cover both equity release and home reversion plans, have been categorised as 'higher risk' by the FSA and there are separate rules in Chapter 8 of MCOB regarding the Advising and Selling standards to be followed in these sales.
Regulatory returns (PS 04/8 & 04/9) »
The FSA developed a regime for regulated firms to report to them information about themselves and their activities. This information is collected to enable the FSA to monitor adherence to threshold conditions and specific rule requirements, and to allow the identification of trends within individual firms and in the market as a whole. The information will also be used to identify firms upon which to focus regulatory activity.
The generation gap: talent in the mortgage industry »
Most industries are engaged in a war - the war for talent. At a recent meeting the Head of an FE College commented that they had a problem meeting the needs of employers, given the fact that the pool of high-quality school-leavers and graduates is limited ...
Lloyd's 2005: tea leaves looking good »
The Lloyd's market will enter the 2005 underwriting year in good shape on the back of a decent 2004 despite catastrophe losses. ADRIAN LADBURY reviews recent performance and asks whether it will be sufficient to retain investors' interest
Introducing the Society of Mortgage Professionals (November 2004) »
A newsletter introducing the newly-formed Society of Mortgage Professionals, in November 2004.

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